Kotak Credit Card for Millenials

Kotak Mahindra Bank has a wide range of credit cards, and as you know millennials prefer cards that can meet their needs. Everything is digital now, so why not your credit card can provide benefits on online shopping, payments, etc. Kotak has the right credit cards for you. So, if you want to renew your streaming subscription, use Kotak Credit Card to recharge the same as it helps you gather more rewards. On each transaction of Kotak Credit Card, there is a reward point that you can redeem for discount coupons, cash, etc. Know more about these credit cards of Kotak Mahindra Bank below.

List of Kotak Credit Cards & their Benefits

The following are just a few such Kotak Credit Cards that are popular for providing online benefits to the customer –

League Platinum Card

In this, you’ll earn 8X reward points on each INR 150 transaction. And as a joining benefit, the bank will provide you with movie vouchers worth INR 500. Millennials are moviegoers and spend most of their money there. So when they use this credit card, they’ll get discounts and rewards on such spending. On this card, you’ll get a fuel surcharge waiver up to INR 3,500 per annum, so your travels have become just more affordable.

This Kotak Credit Card joining fee is NIL / INR 500 and the annual fees are INR 500. 

Kotak 811 Credit card

This Kotak Credit Card provides 2X reward points on online transactions. So, as Millenials use various eCommerce sites for their purchase here this card can come in handy. 500 bonus reward points will be offered to you if you have spent INR 5,000 within 45 days of card activation.

You don’t have to pay the annual fee if you have spent INR 50,000 in the previous year using this Kotak Credit Card. For this card, you need to pay a joining and annual fee of INR 500.

Urbane Gold Credit Card

You’ll earn 3X reward points on this Kotak Credit Card on each INR 100 transaction. And if you spend at least INR 1 Lakh in a year, you can get either four free PVR tickets or 10,000 reward points. 

Note – Every 1,000 reward points have a worth of INR 100.

The joining fee is NIL for this credit card and you can waive off the annual charge by spending INR 15,000 a year. If you aren’t able to reach that spending limit, you need to pay an INR 199 annual fee.

What Steps Do I Need to Take to Apply for a Kotak Credit Card?

You can apply for a credit card online or offline, visit the bank branch office or official website. Check out the steps below –

For Online Application

  • Click on the ‘Explore Products’ button
  • Select ‘credit card’ from the drop-down
  • Click on the ‘Apply Now’ button
  • Select ‘New customer’ or ‘Existing customer’
  • Click on the ‘Proceed’ button
  • Select the purpose for which you need a Kotak Credit Card
  • Enter your monthly income
  • Click on the ‘Proceed’ button
  • Enter your first, middle and last name, Pincode, city, mobile number and email address
  • Click on the ‘Proceed’ button
  • Shortly you’ll know whether you’re eligible or not
  • If you’re eligible, you will get a notification on your mobile

For Offline Application

If you prefer to go to the bank branch, follow the instructions shown below –

  • Talk to the bank representative about the credit card offers
  • They will tell you about the credit cards suitable for your needs
  • Fill in an application form and attach a few KYC and income proof along with your colored passport size photograph
  • Submit it at the counter and wait for the bank’s response

You’ll receive a notification on your mobile regarding the Kotak Credit Card application. So, go and apply for the best credit cards for online shopping at Kotak.


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