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WHICH IS THE BEST IDFC FIRST CREDIT CARD?

The best credit card is the one that suits your requirements perfectly. All IDFC First Credit Cards are lifetime free and are specifically designed to cater for the needs of different types of Indian Customers. If you are looking for the best Credit Cards then we are here to help you out. First, evaluate your needs, requirements and daily habits. Then, match them with the features and benefits of different types of credit cards given below. The one that matches your needs & habits perfectly is the best IDFC First Credit Card for you So let’s start:

FEATURES & BENEFITS OF IDFC FIRST BANK LIFETIME FREE CREDIT CARDS

Reward Credit Cards

  • IDFC First Bank’s FIRST CLASSIC IDFC CREDIT CARD
  • Joining Benefit: •Voucher worth Rs 500 on the expenditure of Rs 15000 within the first 3 months.

•On your first EMI transaction you get to enjoy a reward of 5% cashback. The benefit is only available if the transaction is performed within 90 days.

  • Reward Points

•10 X reward points : On every Rs 20,000 spend.

•3X reward points : On all offline purchases.

•6X reward points: On all online purchases.

•10X Reward points : On spending done on Birthday.

  • ATM Withdrawal

For up to 48 days, you get interested in free withdrawal. 

  • Entertainment Benefit

25% discount on movie tickets. The offer is available for up to Rs 100 and can be availed once a month.

  • Benefit at Fuel Stations

•1% fuel surcharge waiver of up to Rs 200 per month is offered to cardholders.

  • Railway Lounge Visit

4 complimentary railway lounge visits per quarter are offered to cardholders.

  • Insurance Cover Benefit

R2lakh cover on personal accident.

•Rs25000 cover on complimentary lost card liability.

  • Roadside Assistance

Roadside Assistance worth Rs 1399 for free.

  • Low-Interest Rate

• Low interest Rate. The interest rate starts at 9% which is much lower than other credit card issuers.

  • IDFC FIRST MILLENIA CREDIT CARD by IDFC First Bank 
  • Welcome Benefit: •Voucher worth Rs 500 on the expenditure of Rs 15000 within the first 90 days.

•On the first EMI transaction, you get to enjoy 5% cashback. The benefit is available on transactions performed within 90 days.

  • Reward Points

•10 X reward points : On every Rs 20,000 spend.

•3X reward points : On all offline purchases.

•6X reward : On all online purchases

•1 Reward point : On spending Rs100 is awarded to cardholders.

  • ATM Withdrawal

For up to 48 days, you get interested in free withdrawal. 

  • Entertainment Benefit

25% discount on movie tickets. The offer is available for up to Rs 100 and can be availed once a month.

•15% off on all partnered health and fitness outlets.

There are 3000+ partnered health and fitness outlets available.

  • Discount on Dining

Discount of up to 15% is offered on partnered restaurants across India. There Are 1500+ partner restaurants across India.

  • Benefit at Fuel Stations

One fuel surcharge waiver of up to Rs 300 per month is offered to cardholders.

  • Railway Lounge Visit

4 complimentary railway lounge visits, 4 per quarter are offered to cardholders.

  • Insurance Cover Benefit

Rs 5lakh cover on personal accident, as an insurance cover benefit.

•Rs25000 cover on complimentary lost card liability.

LIFESTYLE CREDIT CARD

  • IDFC FIRST SELECT CREDIT CARD by IDFC First Bank
  • Welcome Benefit: •Voucher worth Rs 500 on the expenditure of Rs 15000 within the first 90 days.

•On your first EMI transaction you get to enjoy a reward of 5% cashback. The benefit is available for transactions performed within 90 days.

  • Reward Points

•10 X reward points : On every Rs 20,000 spend, 

•3X reward points : On all offline transactions, and

•6X reward : On all online purchases, 

•1 Reward point : On spending Rs100.

•10X Reward point : On expenditure done on birthday.

  • ATM Withdrawal

For up to 48 days, you get interested in free withdrawal. 

  • Entertainment Benefit

You get one free movie ticket for one movie ticket you buy. The benefit is available twice every month for up to Rs 250.

•15% off on all partnered health and fitness outlets.

There are 3000+ partnered health and fitness outlets available.

  • Discount on Dining

Discounts of up to 20% are offered on partnered restaurants. There are 1500+ partners across India.

  • Benefit at Fuel Stations

One fuel surcharge waiver of up to Rs 300 per month is offered to cardholders.

  • Travel Benefits 

Roadside Assistance is available for free. The benefit is available for transactions up to Rs1,399.

•4 domestic airport lounge visits for free per quarter.

•4 railway lounge visits for free per quarter making your railway journey a lot more convenient.

  • Insurance Cover Benefit

5lakh cover on personal accident.

•Rs50000 cover on complimentary lost card liability.

  • IDFC’S FIRST WEALTH CREDIT CARD by IDFC First Bank
  • Welcome Benefit: •Voucher worth Rs 500 on the expenditure of Rs 15000 within the first 90 days.

•Get 5% cashback on the first EMI transaction performed within 90 days.

  • Travel Benefits 

Roadside Assistance is available for free. The benefit is available for transactions up to Rs1,399.

•4 domestic and international airport lounge visits and spa visits for free per quarter making your travel a lot more convenient.

•4 railway lounge visits for free per quarter making your railway journey a lot more convenient. 

  • Insurance Cover Benefit

Rs 10 Lakh cover on personal accident. The benefit is only available if you carry out at least 1 transaction in the previous month.

• Rs 1 Crore cover on-air accident. The benefit is only available if you carry out at least 1 transaction in the previous month.

•$1200 covers insurance on travel.

•Rs50000 cover on complimentary lost card liability.

  • Entertainment Benefit

You get a 1+1 offer on the movie ticket you buy. The benefit is available twice every month for up to Rs 500.

•15% off on all partnered health and fitness outlets. There are 3000+ partnered health and fitness outlets available.

•App discount 50+ can be availed by the card users.

  • Discount on Dining

Discounts of up to 20% are offered on partnered restaurants. There are 1500+ partners across India.

  • Benefit at Fuel Stations

One fuel surcharge waiver of up to Rs 400 per month is offered to cardholders.

Ready to apply for your IDFC First Credit Card? Go grab your favorite card now and start your journey of financial empowerment.  All the best!

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